One Stop Shop and alternative lending for all types of Loans

Personal loans, business loans, home loans, private loans, debt consolidation loans, mortgage loans and many more

Quick and convenient

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Fixed rates & payments

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High Approval Rate

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How Our Typical Loan Process Works:

Apply anywhere in minutes

Start applying for a loan from anywhere either from your mobile or computer. It only takes few minutes to fill out the form.

Get a decision very fast

After you application, our loan processing department will assess your application and get back to you within 48 business hours

Start using your funds today

Take the amount you need now and come back whenever you need more loan for your personal or business needs.

20000+ No of Loans Disbursed

300+ No. of Lending Partners

2 Days Average Processing Time

Why Choose Us

We make it simple for people to get access to loans

Easy Application

Securely fill out our information online to get apply for your desired loan amount. This lets us evaluate your loan need right away without requiring you to track down financial statements.

Personalized Service

From applying to managing your account and making the most of your loans, our in-house team of loan managers are there to help when you need it.

Flexible Funds

You decide when to use your funds and how much to take. As long as you have available funds, you can withdraw every time you need capital, up to once per day.

Trusted partners

Our customers have securely connected more than 1 million data sources. We’re A+ rated by the Better Business Bureau and are TRUSTe certified for our commitment to customer privacy.

Transparent Terms

Our loans have very simple payment plans with no origination fees or prepayment penalties. You can review your payment schedule before taking a loan so there won’t be any surprises.

Awesome Support

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What People are Saying

“I admit I was a bit nervous with all this new way of doing things all electronically. However, I was pleasantly surprised on how easy it was to walk through the steps. Start to finish (money in bank) was only a few days time including the week end. Communication was excellent. Would recommend to my friends and family. Thank you for a painless transaction.”

- David D.

“Definitely I will recommend to all my friends who need help financially my experience was awesome I didn’t believe right away until few days I got the money in the bank and it is really a big help for me so don’t hesitate to call and try spending club you won’t regret it! Keep up the good work and more power!!!”

- Peter S.

“Couldn’t have been easier. The whole thing took a couple of days and went so smoothly. I would have liked a better rate, but frankly, with my credit, I think I got a fair offer. This allows me to pay off some credit cards, and a large medical debt my daughter incurred. Thank you!”

- William S.

Loan Ammortization, Interest and Repayment Terms

  • Loans amortization between 6-36 months
  • APR at 32.5%
  • Loan Repayment Example: $25,000 borrowed for 12 months at 32.5%: Monthly payment: $2,468.02; Total repayment with interest: $29,616.29

Apply For A Loan Now. Get Started Now

Apply Now

Disclaimer: Average Annual APR for our short term loan is 32.5%** (Subject to Change anytime)  and there are no additional fees for the loan. Our services are FREE and we don’t charge you for loan application or loan processing. However, once you are approved for a loan you will be subject to interest rates and fees by our lenders.

**We don’t have any fixed APR rate for our long term loans as it is variable rate and is subject to change by our lenders. Our lenders will give different APR rate depending on the credit ratings, loan amount and loan terms.

This website does not constitute an offer or solicitation to lend. Canloaner is not a lender and does not make loans or credit decisions. Canloaner operates as a network of private lenders offering loans. Canloaner offers a variety of financial services, including loans and personal credit lines. Canloaner provides a matching service only and is not acting as a representative, agent, or correspondent for any of the lenders we contract with. Canloaner does not control and is not responsible for the actions or inactions of any lender. Canloaner does not endorse any particular lender or loan product. You are under no obligation to use Canloaner’s service to initiate contact, or apply for credit with any of the lenders. This service is not available in all States and the service availability and scope are subject to change without notice. Subject to our Privacy Policy, Canloaner will transfer your information to lenders in our program and other service providers and marketing companies with which we do business. Canloaner does not guarantee that completing an application form will result in your being matched with a lender, being offered a loan product with satisfactory rates or terms, or receiving a loan from a lender.
Participating lenders may verify your social security number, driver license number, national ID, or any other state or federal identifications and review your information against national databases to include but not limited to Equifax, Transunion, and Experian to determine credit worthiness, credit standing and/or credit capacity. By submitting your application and information on this website, you agree to allow any and all participating lenders to verify your information and check your credit. Cash transfer times may vary between lenders and not all lenders offer one hour service. Not all lenders can provide up to $300,000.
This service is not available in all states and the states serviced by this Website may change from time to time without notice.
* 24-72 hour approval (between Monday – Saturday) based on a completed application and customer verification including a credit check. Payments are due on scheduled income deposits. Loans are based on a 6-36 month term and loan amounts range from $500-$50,000. For Loans more than $50,000 Ask for details.
* Canloaner offers both short term and long personal loans and is not a credit repair service. Canloaner Services may help improve your credit score by building a credit history provided your payments are made in full and on-time.
* Some restrictions and limitations may apply. Ask for details.
* Payment includes loan protection insurance fees, but excludes applicable provincial taxes and prepaid card fees.
CREDIT SCORE IMPACT
While having a loan and honouring its obligations can help build credit, too many loans may be seen by potential creditors as an increased risk, and failure to meet repayment obligations will result in a negative report to the credit bureaus, which would reduce your credit score. Please borrow responsibly.
RENEWALS
Loans from lenders of Canloaner do not automatically renew. Customers have the option to request an increase to their loan after paying down a percentage of their current loan amount and maintaining good payment history. Such a request would be subject to the company’s standard underwriting rules.
FINANCIAL IMPLICATIONS
Canloaner offers personal loans from $500 to $50,000 with terms from 6 to 36 months. The average APR is 32.5%, and there are no additional fees for the loan. For Loans more than $50,000 the APR rate and terms will vary (Ask for details). Canloaner does not charge a late fee, but payments returned NSF (non-sufficient funds) will be assessed a $50 fee in addition to fees charged by the customer’s financial institution.
COLLECTIONS PRACTICES
Canloaner contacts customers in arrears as soon as possible. Canloaner contacts customers in arrears through various means including, but not limited to telephone, email, postal mail, and SMS. Canloaner may work with third parties to assist in collections activities.
Mailing Address: 135 Laurier Ave W, Ottawa, ON K1P 5J2